Investment Performance

Printer Friendly Version

PERFORMANCE UPDATE  
 
OKLAHOMA TRS 403B TSA PLAN  
 
Average Annual Total Returns as of 05/31/2017    (shown in percentages)  

 Mutual funds offered through a retirement plan are investments designed for retirement purposes.  Early withdrawals will reduce your account value and if taken prior to age 59 1/2, a 10% IRS penalty may apply. 

 The performance data quoted represents past performance.  Past performance does not guarantee future results.  For month-end performance which may be lower or higher than the performance data shown please call 800-584-6001.  Investment return and principal value of an investment will fluctuate so that, when sold, an investment may be worth more or less than the original cost.  

 The returns assume reinvestment of all dividends (ordinary income and capital gains) and are net of management fees and other fund operating expenses.  They do not reflect any plan level administrative fees, if applicable; if reflected, returns would be less favorable. 

 You should consider the investment objectives, risks and charges, and expenses of the funds carefully before investing.  The prospectus contains this and other information.  Anyone who wishes to obtain a free copy of the fund prospectuses may call their Voya representative or the number above.  Please read the prospectus carefully before investing. 

 Returns less than one year are not annualized.  Fund Inception Date is the date of inception for the underlying fund, and is the date used in calculating the periodic returns.  This date may also precede the portfolio's inclusion in the product. 


 Investment Options 1-Mo 3-Mo YTD 1-Yr 3-Yr 5-Yr10-Yr InceptFund Inception Date Gross Fund Exp %* Net Fund Exp %* 
Stability of Principal   
   Stability of Principal 
Voya Fixed Plus Account III - 697 (1)(14)0.250.751.233.003.003.003.12   
Bonds   
   Intermediate-Term Bond 
Loomis Sayles Investment Grade Bond Fund - Class A - 2540 (2)0.801.283.525.401.053.475.4912/31/19960.85 0.85  
Asset Allocation   
   Lifecycle - Index 
Voya Index Solution 2025 Portfolio - Service Class - 1540 (3)(4)1.232.796.6911.084.558.895.4303/04/20080.71 0.64  
Voya Index Solution 2035 Portfolio - Service Class - 1543 (4)(5)1.493.418.1113.905.3310.676.0203/04/20080.70 0.64  
Voya Index Solution 2045 Portfolio - Service Class - 1546 (4)(6)1.533.578.7515.045.5811.426.1003/04/20080.68 0.64  
Voya Index Solution 2055 Portfolio - Service Class - 1162 (4)(7)1.633.849.0415.295.6811.509.2603/08/20100.69 0.64  
Voya Index Solution Income Portfolio - Service Class - 1549 (4)(8)0.981.984.466.443.365.564.7103/04/20080.71 0.64  
Balanced   
   Allocation--50% to 70% Equity 
VY® Invesco Equity and Income Portfolio - Service Class - 261 (9)-0.26-0.522.4514.466.4411.205.7412/10/20010.92 0.90  
Large Cap Value   
   Large Blend 
Voya Russell™ Large Cap Index Portfolio - Class S - 1558 (10)1.392.608.8917.459.7714.828.6803/04/20080.63 0.62  
   Large Value 
Voya Large Cap Value Portfolio - Service Class - 1230 (11)0.570.004.8916.596.3812.725.0605/11/20071.00 0.89  
VY® Invesco Growth and Income Portfolio - Service Class - 789 -0.69-1.332.0419.198.0114.215.6610/04/19930.89 0.89  
Large Cap Growth   
   Large Growth 
American Funds The Growth Fund of America - Class R-4 - 572 (12)2.095.1612.5220.6310.7516.317.2412/01/19730.68 0.68  
Small/Mid/Specialty   
   Mid-Cap Growth 
VY® FMR® Diversified Mid Cap Portfolio - Service Class - 778 -0.180.806.2414.566.9013.196.7010/02/20000.89 0.89  
   Small Blend 
VY® JPMorgan Small Cap Core Equity Portfolio - Service Class - 752 -1.720.453.2621.659.4315.457.8705/01/20021.11 1.11  
Global / International   
   Foreign Large Growth 
American Funds EuroPacific Growth Fund - Class R-4 - 573 (13)3.3710.3216.4718.203.3510.093.2004/16/19840.85 0.85  
 The risks of investing in small company stocks may include relatively low trading volumes, a greater degree of change in earnings and greater short-term volatility. 
 Foreign investing involves special risks such as currency fluctuation and public disclosure, as well as economic and political risks. 
 Some of the Funds invest in securities guaranteed by the U.S. Government as to the timely payment of principal and interest; however, shares of the Funds are not insured nor guaranteed. 
 High yielding fixed-income securities generally are subject to greater market fluctuations and risks of loss of income and principal than are investments in lower yielding fixed-income securities. 
 Sector funds may involve greater-than average risk and are often more volatile than funds holding a diversified portfolio of stocks in many industries. Examples include: banking, biotechnology, chemicals, energy, environmental services, natural resources, precious metals, technology, telecommunications, and utilities. 
 *The Gross Expense Ratios shown do not reflect any temporary fee or expense waivers that may be in effect for a fund. The performance of a fund with a temporary fee or expense waiver would have been lower if the gross fund fees / expenses listed had been reflected. 



PERFORMANCE UPDATE  
 
OKLAHOMA TRS 403B TSA PLAN  
 
Average Annual Total Returns as of 03/31/2017    (shown in percentages)  

 Mutual funds offered through a retirement plan are investments designed for retirement purposes.  Early withdrawals will reduce your account value and if taken prior to age 59 1/2, a 10% IRS penalty may apply. 

 The performance data quoted represents past performance.  Past performance does not guarantee future results.  For month-end performance which may be lower or higher than the performance data shown please call 800-584-6001.  Investment return and principal value of an investment will fluctuate so that, when sold, an investment may be worth more or less than the original cost.  

 The returns assume reinvestment of all dividends (ordinary income and capital gains) and are net of management fees and other fund operating expenses.  They do not reflect any plan level administrative fees, if applicable; if reflected, returns would be less favorable. 

 Returns less than one year are not annualized.  Fund Inception Date is the date of inception for the underlying fund, and is the date used in calculating the periodic returns.  This date may also precede the portfolio's inclusion in the product. 


 Investment Options 1-Mo 3-Mo YTD 1-Yr 3-Yr 5-Yr10-Yr InceptFund Inception Date Gross Fund Exp %* Net Fund Exp %* 
Stability of Principal   
   Stability of Principal 
Voya Fixed Plus Account III - 697 (1)(14)0.250.730.732.993.003.003.13   
Bonds   
   Intermediate-Term Bond 
Loomis Sayles Investment Grade Bond Fund - Class A - 2540 (2)0.162.372.374.731.383.125.5712/31/19960.85 0.85  
Asset Allocation   
   Lifecycle - Index 
Voya Index Solution 2025 Portfolio - Service Class - 1540 (3)(4)0.384.194.1910.154.447.145.2603/04/20080.71 0.64  
Voya Index Solution 2035 Portfolio - Service Class - 1543 (4)(5)0.665.245.2412.885.178.445.8203/04/20080.70 0.64  
Voya Index Solution 2045 Portfolio - Service Class - 1546 (4)(6)0.645.675.6713.655.438.895.8803/04/20080.68 0.64  
Voya Index Solution 2055 Portfolio - Service Class - 1162 (4)(7)0.805.855.8513.865.508.969.0303/08/20100.69 0.64  
Voya Index Solution Income Portfolio - Service Class - 1549 (4)(8)0.102.542.545.543.434.784.5803/04/20080.71 0.64  
Balanced   
   Allocation--50% to 70% Equity 
VY® Invesco Equity and Income Portfolio - Service Class - 261 (9)-0.682.292.2918.686.8910.216.4112/10/20010.92 0.90  
Large Cap Value   
   Large Blend 
Voya Russell™ Large Cap Index Portfolio - Class S - 1558 (10)0.056.196.1916.8510.0212.698.5503/04/20080.63 0.62  
   Large Value 
Voya Large Cap Value Portfolio - Service Class - 1230 (11)-0.084.814.8120.576.8611.055.2905/11/20071.00 0.89  
VY® Invesco Growth and Income Portfolio - Service Class - 789 -1.042.342.3425.408.5812.856.6810/04/19930.89 0.89  
Large Cap Growth   
   Large Growth 
American Funds The Growth Fund of America - Class R-4 - 572 (12)1.018.088.0820.2910.1613.697.6212/01/19730.68 0.68  
Small/Mid/Specialty   
   Mid-Cap Growth 
VY® FMR® Diversified Mid Cap Portfolio - Service Class - 778 0.005.395.3918.276.6011.027.5310/02/20000.89 0.89  
   Small Blend 
VY® JPMorgan Small Cap Core Equity Portfolio - Service Class - 752 0.303.103.1025.298.7813.728.5205/01/20021.11 1.11  
Global / International   
   Foreign Large Growth 
American Funds EuroPacific Growth Fund - Class R-4 - 573 (13)3.499.279.2712.701.826.273.2304/16/19840.85 0.85  
 The risks of investing in small company stocks may include relatively low trading volumes, a greater degree of change in earnings and greater short-term volatility. 
 Foreign investing involves special risks such as currency fluctuation and public disclosure, as well as economic and political risks. 
 Some of the Funds invest in securities guaranteed by the U.S. Government as to the timely payment of principal and interest; however, shares of the Funds are not insured nor guaranteed. 
 High yielding fixed-income securities generally are subject to greater market fluctuations and risks of loss of income and principal than are investments in lower yielding fixed-income securities. 
 Sector funds may involve greater-than average risk and are often more volatile than funds holding a diversified portfolio of stocks in many industries. Examples include: banking, biotechnology, chemicals, energy, environmental services, natural resources, precious metals, technology, telecommunications, and utilities. 
 *The Gross Expense Ratios shown do not reflect any temporary fee or expense waivers that may be in effect for a fund. The performance of a fund with a temporary fee or expense waiver would have been lower if the gross fund fees / expenses listed had been reflected. 


ADDITIONAL NOTES 
(1) The current rate for the Voya Fixed Plus Account III MC 901, Fund 697 Option 1 is 3.00%, expressed as an annual effective yield. The current rate may change and be higher or lower than the previously identified rate but is guaranteed not to be less than 3.00%. Any rate change initiated solely by VRIAC will be guaranteed to remain in effect until the last day of the three-month period measured from the first day of the month in which such change was made. Note: The current rate for a plan's initial investment in the fixed account previously identified may be in effect for less than a full three-month period. 

(2) Loomis Sayles Investment Grade Bond Fund - Class A: Loomis, Sayles & Company, L.P. ("Loomis Sayles" or the "Adviser") has given a binding contractual undertaking to the Fund to limit the amount of the Fund's total annual fund operating expenses to 0.95% of the Fund's average daily net assets exclusive of brokerage expenses, interest expense, taxes, acquired fund fees and expenses, organizational and extraordinary expenses, such as litigation and indemnification expenses. This undertaking is in effect through January 31, 2017 and may be terminated before then only with the consent of the Fund's Board of Trustees. The Adviser will be permitted to recover, on a class by class basis, management fees waived and/or expenses reimbursed to the extent that expenses in later periods fall below the applicable expense limitations. The Fund will not be obligated to repay any such waived/reimbursed fees and expenses more than one year after the end of the fiscal year in which the fees or expenses were waived/reimbursed.
 

(3) Voya Index Solution 2025 Portfolio - Service Class: The adviser is contractually obligated to limit expenses to 0.76% through May 1, 2018. The limitation does not extend to interest, taxes, investment-related costs, leverage expenses and extraordinary expenses. This limitation is subject to possible recoupment by the adviser within 36 months of the waiver or reimbursement. Termination or modification of this obligation requires approval by the Portfolio's board. 


(4) There is no guarantee that any investment option will achieve its stated objective. Principal value fluctuates and there is no guarantee of value at any time, including the target date. The "target date" is the approximate date when you plan to start withdrawing your money. When your target date is reached, you may have more or less than the original amount invested. For each target date Portfolio, until the day prior to its Target Date, the Portfolio will seek to provide total returns consistent with an asset allocation targeted for an investor who is retiring in approximately each Portfolio's designation Target Year. Prior to choosing a Target Date Portfolio, investors are strongly encouraged to review and understand the Portfolio's objectives and its composition of stocks and bonds, and how the asset allocation will change over time as the target date nears. No two investors are alike and one should not assume that just because they intend to retire in the year corresponding to the Target Date that specific Portfolio is appropriate and suitable to their risk tolerance. It is recommended that an investor consider carefully the possibility of capital loss in each of the target date Portfolios, the likelihood and magnitude of which will be dependent upon the Portfolio's asset allocation. On the Target Date, the portfolio will seek to provide a combination of total return and stability of principal.

Stocks are more volatile than bonds, and portfolios with a higher concentration of stocks are more likely to experience greater fluctuations in value than portfolios with a higher concentration in bonds. Foreign stocks and small and midcap stocks may be more volatile than large cap stocks. Investing in bonds also entails credit risk and interest rate risk. Generally investors with longer timeframes can consider assuming more risk in their investment portfolio.

The Voya Index Solution PortfoliosSM are actively managed and the asset allocation adjusted over time. The portfolios may merge with or change to other portfolios over time. Refer to the prospectus for more information about the specific risks of investing in the various asset classes included in the Voya Index Solution Portfolios.
 
(5) Voya Index Solution 2035 Portfolio - Service Class: The adviser is contractually obligated to limit expenses to 0.76% through May 1, 2018. The limitation does not extend to interest, taxes, investment-related costs, leverage expenses and extraordinary expenses. This limitation is subject to possible recoupment by the adviser within 36 months of the waiver or reimbursement. Termination or modification of this obligation requires approval by the Portfolio's board. 

(6) Voya Index Solution 2045 Portfolio - Service Class: The adviser is contractually obligated to limit expenses to 0.76% through May 1, 2018. The limitation does not extend to interest, taxes, investment-related costs, leverage expenses and extraordinary expenses. This limitation is subject to possible recoupment by the adviser within 36 months of the waiver or reimbursement. Termination or modification of this obligation requires approval by the Portfolio's board. 

(7) Voya Index Solution 2055 Portfolio - Service Class: The adviser is contractually obligated to limit expenses to 0.76% through May 1, 2018. The limitation does not extend to interest, taxes, investment-related costs, leverage expenses and extraordinary expenses. This limitation is subject to possible recoupment by the adviser within 36 months of the waiver or reimbursement. Termination or modification of this obligation requires approval by the Portfolio's board. 

(8) Voya Index Solution Income Portfolio - Service Class: The adviser is contractually obligated to limit expenses to 0.76% through May 1, 2018. The limitation does not extend to interest, taxes, investment-related costs, leverage expenses, and extraordinary expenses. This limitation is subject to possible recoupment by the adviser within 36 months of the waiver or reimbursement. Termination or modification of this obligation requires approval by the Portfolio's board. 

(9) VY Invesco Equity and Income Portfolio - Service Class: The adviser is contractually obligated to limit expenses to 0.90% through May 1, 2017. The limitation does not extend to interest, taxes, investment-related costs, leverage expenses, extraordinary expenses, and Acquired Fund Fees and Expenses. This limitation is subject to possible recoupment by the adviser within 36 months of the waiver or reimbursement. The adviser is contractually obligated to waive 0.01% of the management fee through May 1, 2017. In addition, the distributor is contractually obligated to waive 0.02% of the distribution fee for Class S2 shares through May 1, 2017. Termination or modification of these obligations requires approval by the Portfolio's board. 

(10) Voya Russell (TM) Large Cap Index Portfolio - Class S: The adviser is contractually obligated to limit expenses to 0.62% through May 1, 2017. The limitation does not extend to interest, taxes, investment-related costs, leverage expenses, extraordinary expenses, and Acquired Fund Fees and Expenses. This limitation is subject to possible recoupment by the adviser within 36 months of the waiver or reimbursement. Termination or modification of this obligation requires approval by the Portfolio's board. 

(11) Voya Large Cap Value Portfolio - Service Class: The adviser is contractually obligated to limit expenses to 0.94% through May 1, 2017. This limitation is subject to possible recoupment by the adviser within 36 months of the waiver or reimbursement. In addition, the adviser is contractually obligated to further limit expenses to 0.90% through May 1, 2017. These limitations do not extend to interest, taxes, investment-related costs, leverage expenses, extraordinary expenses, and Acquired Fund Fees and Expenses. The adviser is contractually obligated to waive a portion of the management fee through May 1, 2017. The management fee waiver for the Portfolio is an estimated 0.01%. Termination or modification of these obligations requires approval by the Portfolio's board. 

(12) The Growth Fund of America - Class R-4 commenced operations on May 15, 2002. Class R-4 has identical investment objectives and policies, the same portfolio manager, and invests in the same holdings as Class A.  The performance information above prior to May 15, 2002 is based upon the Class A performance adjusted by the fee differences between classes. 
(13) EuroPacific Growth Fund - Class R-4 commenced operations on May 15, 2002. Class R-4 has identical investment objectives and policies, the same portfolio manager, and invests in the same holdings as Class A.  The performance information above prior to May 15, 2002 is based upon the Class A performance adjusted by the fee differences between classes. 
(14) The Investment Option is neither a mutual fund nor part of a Separate Account.  The returns listed do not include the impact of contract charges.  Please refer to the contract or disclosure book to determine which Fixed Interest Options are available for your specific plan.  The Investment Option is offered through Voya Retirement Insurance and Annuity Company. 

 Insurance products, annuities and funding agreements issued by Voya Retirement Insurance and Annuity Company, One Orange Way Windsor, CT 06095, (VRIAC), which is solely responsible for meeting its obligations. Plan administrative services provided by VRIAC or Voya Institutional Plan Services, LLC. All companies are members of the Voya family of companies. Securities are distributed by or offered through Voya Financial Partners, LLC (member SIPC) or other broker-dealers with which it has a selling agreement. 

 The chart shows the performance for each investment option for the time periods shown. 



Creation Date: Sunday, June 25, 2017

 

 

Not FDIC/NCUA/NCUSIF Insured I Not a Deposit of a Bank/Credit Union I May Lose Value I Not Bank/Credit Union Guaranteed I Not Insured by Any Federal Government Agency

Insurance products, annuities and retirement plan funding issued by (third party administrative services may also be provided by) Voya Retirement Insurance and Annuity Company ("VRIAC"), Windsor, CT. VRIAC is solely responsible for its own financial condition and contractual obligations. Plan administrative services provided by VRIAC or Voya Institutional Plan Services LLC ("VIPS").  VIPS does not engage in the sale or solicitation of securities. All companies are members of the Voya® family of companies. Securities distributed by Voya Financial Partners LLC (member SIPC) or third parties with which it has a selling agreement. Custodial account agreements or trust agreements are provided by Voya Institutional Trust Company. All products and services may not be available in all states.